Gurnee, Long Grove and Palatine Illinois real estate listings, home buying, selling and relocation information

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Financing Your Home >Credit Card Mania

Most people know that a checkered credit history can disqualify you for a home loan, and maxed-out credit cards can do the same thing. But what most people don't know is that merely having a large number of credit cards, even with low balances and a history of timely payments, can disqualify you for a home mortgage loan just as quickly.

According to credit experts, having a number of credit cards can be just as detrimental to the granting of further credit as a history of late payments. Lenders look at it this way: If you have ten credit cards, each with a limit of $5,000, that means you have the potential to run up $50,000 in debt virtually any time you choose. That mere possibility makes you a greater risk, from their point of view.

The moral of the story? If you are planning to apply for a home loan in the future, keep only those credit cards you actually need to use and cancel the others.

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Q	Which city in the U.S. has the longest formal name, but the shortest abbreviated name?
A	El Pueblo de Nuestra Senora la Reina de los Angeles de la Porciuncula is the full name for Los Angeles, known as "LA".
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Jane Lee Realty Group, REALTORŽ, real estate agents and broker for Gurnee, Long Grove and Palatine Illinois home listings, property and land for sale - NUMBER1EXPERT(tm)

Jane Lee Team
RE/MAX Top Performers
210 N. Waukegan Road
Lake Bluff
IL 60044
Direct Office: 847-295-1455
Direct Fax: 847-295-0801
Main Office: 847-295-0800
Main Fax: 847-295-0801
Cell Phone: 847-420-8866
E-mail: Leads@JaneLeeHomes.com
The Jane Lee Team assists their clients by focusing on these seven priorities:

1. Providing Quality Service
2. Meaningful Communication
3. Addressing the Customer's Individual Needs
4. Providing Professional Advice
5. Delivering a Successful Market Plan through Innovation
6. Team Work
7. Continual Professionalism.

Legal Disclaimer - No Liability: RE/MAX Top Performers, Jane Lee, Jane Lee Team, its agents or employees shall not be held liable to anyone for any errors, omissions or inaccuracies under any circumstances. The entire risk for utilizing the information contained on this website or linked to this website, rests solely with the users of this website. The information is subject to inspection and verification by all parties relying on it. No liability for its accuracy/inaccuracy, errors, or omissions is assumed by the sellers or their agents. These listings may be withdrawn or modified without notice at any time. Information Not Warranted or Guaranteed: The official Jane Lee Homes website and all pages linked to it or from it, are PROVIDED ON AN "AS IS, AS AVAILABLE" BASIS. Jane Lee Home - Jane Lee MAKES NO WARRANTIES, EXPRESSED OR IMPLIED, INCLUDING, WITHOUT LIMITATION, THOSE OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, WITH RESPECT TO ANY INFORMATION OR USE OF INFORMATION CONTAINED IN THE WEBSITE, OR LINKED FROM IT OR TO IT.

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